Warning!
Go to content.

Applying for an allowance for studies for which you have received support before 1 August 2020

If you have begun your studies before the legislative change took effect on 1 August 2020 and you are applying for the allowance for the same studies, you must submit a further application. You can apply for a full or adjusted allowance. When applying for the full allowance, your additional income cannot exceed 250 euros each month. If your additional income exceeds 250 euros in a month, you can apply for an adjusted allowance.

You can submit the further application in our online service. After logging in to the online service, select the section: Hae lisää tukea opintoihin, joihin olet saanut päätöksen ennen 1.8.2020 (Apply for additional allowance for studies for which you have received a decision before 1 August 2020).

If you are applying for the allowance for the first time or for new studies,
you must apply according to the rules of the new law that came into effect on 1 August 2020.

 

Full adult education allowance

You can apply for the full amount of adult education allowance if:

  • You have not applied for the allowance for the same studies before 1 August 2020
  • You have a valid right to study in the program for which you are applying for the allowance
  • You have agreed with your employer on an unpaid study leave for a duration of at least two months without interruption
  • Your additional income does not exceed 250 euros per month. Read more about the upper limit for additional income and how to cancel the allowance
From 1 August 2020 onwards, we will take your additional income into account
based on the month when the income was paid to you.

You can submit the further application for a full allowance in advance as soon as you have agreed with your employer on an unpaid study leave of at least two months. Your right to study must also be active. You can apply for a full allowance retroactively for a period of up to six months.

The further application includes a form filled in by your employer confirming that you have been granted study leave. When sending the application, you will be asked to give your employer’s email address to which we can send the form.

We must ask your employer about your study leave in all cases when processing further applications. If the information has already been reported on a previous application, we can use the existing information.

In the event of changes to your information, be sure to report them to us.

Adjusted adult education allowance

You can apply for adjusted adult education allowance if:

  • You have not applied for the allowance for the same studies before 1 August 2020
  • You have a valid right to study in the program for which you are applying for the allowance
  • You have agreed with your employer on a study leave of less than two months
  • You are on part-time study leave or receive more than 250 euros of additional income per month from your job
From 1 August 2020 onwards, we will take your additional income into account
based on the month when the income was paid to you.


Adjusted adult education allowance must be applied retroactively each calendar month. For example, the further application for adjusted allowance for September can be submitted on 1 October at the earliest. In other words, you can only complete an application after the month that your application concerns. You can apply for an adjusted allowance retroactively for a period of up to six months.

We will use payroll information in the Incomes Register to process further applications for adjusted adult education allowance. In most cases, you do not need to provide your pay slips when submitting the application. If necessary, we will ask for a separate pay slip.

Your employer has the duty to report income paid to you in the Incomes Register within five days of the date of payment (date of payment + 5 days).

For this reason, applications for adjusted allowance cannot be processed until 5 days have passed from the last date of the month for which the allowance is being applied.

Example: You are applying on 1 May for adjusted adult education allowance for April. >> We cannot process the application until 6 May, five days after the last possible date of payment of salaries or wages on 30 April)

If you cannot send an online application, you can apply for further full or adjusted adult education allowance with a printable further application form by sending the form to us by mail.

In the event of changes to your information, be sure to report them to us.

Additional income during study leave

Your income and benefits during a month of allowance affect the amount of adult education allowance.

Types of income affecting adult education allowance:

  • taxable earnings from a main or secondary occupation (normal salary or wages, bonuses, additional holiday pay, holiday bonus, holiday compensation, annual holiday pay, performance-based pay, bonus, taxable fringe benefits)
  • pay received from internship
  • remuneration for acting in a position of trust in one’s own work (e.g. shop steward or occupational health and safety representative)
  • royalties
  • income from business activities
  • monetary compensation withdrawn from a working time bank (e.g. balance-based compensation)

From 1 August 2020 onwards, we take into account all types of income according to their date of payment. The additional income limit for receiving a full adult education allowance is 250 euros per month. If you receive earned income in excess of 250 euros per month, you need to apply retroactively for adjusted adult education allowance.

Certain statutory benefits are also considered additional income:

  • Home care allowance (excluding municipal supplement)
  • Partial child care allowance
  • Partial disability pension

Statutory benefits are taken into account as additional income for the month for which the benefit was granted (not, in other words, for the month when the benefit was paid).

Even if you receive any of the benefits listed above, you can apply for the allowance in advance by submitting a further application for a full allowance. If a benefit that is considered additional income has a gross value of 250 euros or more each month, you cannot earn any other additional income during the adult education allowance period. If you receive a benefit that is considered additional income as well as other income, apply for an adjusted adult education allowance retrospectively.

Additional income from business or farming activities

In most cases, we take into account earned income from business and farming activities according to your latest tax decision.
If your income from business activities has changed substantially since the last taxation details you have delivered, include a separate report of your earnings with your application.

Amount of adult education allowance and payment

When you submit a further application, the amount of allowance is not recalculated. Your amount of adult education allowance has been determined in the initial payment decision. The amount of the allowance will remain the same per calendar month throughout the education. In other words, the amount will not be recalculated even if you work in between periods of study leave.

The amount of the allowance is recalculated only when you begin entirely new studies.

You can check the amount of allowance from your previous decision.

You can use the adult education allowance calculator to see an estimate of the amount of full or adjusted allowance you can receive.

 

Payment dates

  • Allowances granted in advance are paid on the last weekday of each month.
  • If you are applying for the full allowance retroactively, the allowance is paid on the next possible payment date after the payment decision has been given. The allowance is paid weekly.
  • Adjusted adult education allowance is also paid on the next possible payment date after the payment decision has been given. The allowance is paid weekly.

Taxation

The adult education allowance is taxable income subject to a standard withholding tax rate of 20%.

If you wish to change your withholding tax rate, you must request an updated tax card issued for the purpose of paying the allowance and send the card to the Employment Fund. After this, your allowance is taxed according to the withholding tax rate on the tax card.

Please note that the tax card intended for your salary or wages cannot be used for the withholding tax of adult education allowance.

You can order an updated tax card for the allowance on the Tax Administration’s website.

  • When you apply for a new tax card, you will need to know your earnings, taxes and potential allowance granted to you for the current year. Refer to your adult education allowance decision for information about the amount of allowance.
  • As the Employment Fund is not one of the listed payers, select ‘muu suomalainen maksaja’ (other Finnish payer) and enter Työllisyysrahasto (Employment Fund) as the payer.

You can send the updated tax card issued for the allowance to the Employment Fund via a secure email connection.

  • send the email to koulutusetuudet@tyollisyysrahasto.fi
The target processing times of allowance applications are:
  • adjusted adult education allowance, 15 days
  • employees’ and entrepreneurs’ adult education allowance, 25 days
The times are average target times for processing each type of allowance. The processing time may differ in individual cases and during peak seasons.

 

Allowance period and remaining days of allowance

The maximum duration of the adult education allowance is 15 months (322.5 days of allowance). A full month of allowance is considered to include 21.5 days of allowance. If you have received an allowance before 2017 and you are applying for an adult education allowance for studies that you began then, you may still be entitled to a longer period of allowance in accordance with your earlier allowance decision. The entitlement to the longer allowance period ends on 31 December 2020.

Periods of adult education allowance that were previously granted will be deducted from the maximum duration of the allowance. When you have used all 15 allowance months, you cannot receive an allowance again. After this, you can apply for subsidies from Kela or other bodies.

Remaining days of allowance

You can check your remaining number of days of allowance from your latest decision on adult education allowance. All decisions can be found in our online service.

Decision on adult education allowance

When you submit your application in our online service, you can also view all decisions issued to you.

You will receive an email notification from the online service as soon as we have issued our decision on your application for adult education allowance. We will also send the decision to you by mail.

Keep your adult education allowance decision in a safe place. The final page of the decision is a certificate of your income, and you may need this if you apply for other benefits, such as general housing allowance or day care for your children.

You can also check the following information on the decision:

  • The months for which the allowance was granted and when the payments will be made
  • Your additional income limit for each month. Note that the additional income limit will be lower in incomplete allowance months than in complete allowance months, but it only applies to the days for which the allowance was granted.
  • The changes that affect the allowance and that you are obliged to report to us
  • The time periods for which no allowance was granted.

If you are not satisfied with a decision, you can submit an appeal. Read more about how to appeal a decision

Cancelling the allowance

If you want to cancel an adult education allowance that has already been granted, contact our customer service. As a rule, the allowance is always cancelled for an entire allowance month.

If you send a message requesting us to cancel the allowance via a secure email connection, please indicate in your email clearly the following

  • the month(s) for which you wish to cancel the allowance,
  • the reason for cancelling the allowance, and
  • your application number or personal identity code.

The cancelled allowance months are released back to you to be used towards the accumulation of the maximum allowance period. You can apply for using them for another period later by filing in a further application for full adult education allowance or a further application for adjusted allowance.

Example: You have been granted full adult education allowance for the period 1 January − 31 December 2020, but you are working from 1 June to 31 August 2020 and taking a break from your studies. You can inform us of the cancellation by email:
“I wish to cancel my adult education allowance for the period 1 June − 31 August 2020 because I am working and I will not study in the summer. My application number is 12345-02”

Please note that the allowance months can´t be ‘transferred’ to a later period, i.e., if you cancel any allowance months, we will not be able to transfer the cancelled allowance month to a later period, but you will need to apply for the allowance by filing a further application.

Exceeding the additional income limit

The additional income limit for receiving a full adult education allowance is EUR 250 net per month. The additional income limit is applied on a monthly basis and unconditionally. If your additional income exceeds EUR 250 net during an allowance month, you should cancel the allowance for that month well in advance before the allowance payment date in order to avoid a payment recovery process. In this case, you can apply for adjusted allowance retrospectively.

From 1 August 2020 onwards, we take any additional income into account according to the date of payment. You can cancel the allowance by informing our customer service of the matter by telephone or e-mail.

If you notice that you have exceeded your additional income limit only after your allowance has already been paid, you should inform us immediately of the matter by telephone or e-mail. Any adult education allowance paid groundlessly will be recovered.

Additional income affecting the allowance.

Applying for the allowance for summer studies

In most cases, education institutions consider June, July and August to be summer holiday months. If your studies continue full time during the summer, you can apply for an allowance for summer studies by submitting a further application for adult education allowance.

If you do not have sufficient days of allowance remaining to cover the summer studies but the allowance you have been granted is not yet due for payment, state on your application that you consent to cancelling the granted application for the number of days necessary in order to free up sufficient days of allowance for the summer months.

Example: You have been granted adult education allowance by a previous decision for 15 months from 1 November 2019 until 31 May 2020 and 1 August 2020 until 31 March 2021. You want to apply for adult education allowance for the summer months from 1 June 2020 until 31 July 2020, but all days of allowance have been assigned in the previous decision. In your application, you can let us know that you wish to cancel days from the end of your allowance period in order to have sufficient days of allowance for the summer 2020.

Page updated: 31/7/2020